Data Use, Cookies and Retention
This page explains how hbad805 handles personal details you share when you open an account, contact support or send a privacy request. We use that data to run the account, check security, keep transaction records clean and answer lawful requests. Where local law permits, you can
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ask for access, correction or deletion, and we will verify the request before acting. Some records are kept for tax, dispute and audit reasons, while cookie settings and device signals help us remember sessions and reduce fraud. Payment chips such as UPI, Paytm, PhonePe and Google
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Pay are shown here as the kinds of rails we may discuss when we explain record keeping, not as a promise that every method is always available.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.